Purpose
This article comprehensively explains how credit card purchases are handled on Gala Store.
Assumptions Made
This article assumes the reader understands the information in the following articles:
Add a Credit Card to a Gala Games and Entertainment Account
Purchase an NFT from the Gala Games Store
Summary
It is important to note that when a user pays by credit card, they may be directed to a third-party interface, known as the Payment Processor, to input, change, and update their payment information. The Payment Processor, in this case Circle, has its own terms, conditions, and policies that users must adhere to in addition to the agreement with Gala Games and Entertainment (Circle (https://support.usdc.circle.com/hc/en-us/articles/360001233386. Gala Games and Entertainment is not responsible for the acts or omissions of the Payment Processor and is not a custodian for users' credit card information.
Users agree to pay Gala Games and Entertainment through the payment processor and authorize Gala Games and Entertainment and the Payment Processor to charge all applicable fees and taxes to the specified payment method linked to their account. The user must ensure that the payment information provided is correct and authorized for use.
It is important to note that the Payment Processor only recognizes USDC for cryptocurrency transactions.
Users should also be aware that there is a transaction limit for using the services on the Gala Games and Entertainment site. The single transaction limit is $5,000, with a daily limit of $5,000, weekly limit of $10,000, and a monthly limit of $40,000. These limits may change at the discretion of Gala Games and Entertainment.
In the event of a charge back, Gala Games and Entertainment may, at its discretion, take action such as temporarily banning the user or making them ineligible for daily distribution.
Additionally, users need to understand that when purchasing with a credit card, the item will not be transferred from the Treasure Chest until at least fourteen (14) days from the date the purchase is completed.